在当今经济模式下,中小企业的融资问题越来越尖锐。中小企业作为我国经济模子的根本,是不可或缺的一部分气力。而由于中小融资市场失灵,就必须依靠国有银行的支持,此中就需要确保中小企业信用、金融体系制度完善,优化信贷体系等问题。本文着重探讨国有商业银行对中小企业的支持和中小企业信用的确保方案。 In today’s economic model, the financing of SMEs is becoming increasingly acute. SMEs, as the foundation of our economic model, are an indispensable part of our strength. However, due to the failure of the small and medium-sized financing market, it is necessary to rely on the support of state-owned banks. Among these issues, it is necessary to ensure the integrity of credit and financial systems for SMEs and the optimization of the credit system. This article focuses on the state-owned commercial banks’ support for SMEs and the SME credit guarantee program.