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中国P2P行业中会产生如此多的非法集资问题,应该从投资人和P2P平台两个角度来进行分析三类P2P平台涉嫌非法集资从目前国内P2P的现状来看,不法团伙通过P2P平台进行“集资诈骗”“非法吸收公众存款”的案例屡见不鲜,已经引起了监管者的高度关注,一番整顿与洗牌在所难免。原本传统的P2P平台仅作为借贷双方的中介,提供双方所需的信息,并不直接构成非法集资。然而,在进入中国后,P2P平台模式发生了一些变化,产生了“债券转让模式”“抵押担
China P2P industry will have so many illegal fund-raising issues should be analyzed from the perspective of investors and P2P platform Three types of P2P platform suspected of illegal fund-raising From the current status of domestic P2P point of view, illegal gangs through P2P platform The cases of fund-raising fraud ”“ illegal absorption of public deposits ”have been commonplace, has attracted the high attention of regulators, some consolidation and shuffling is inevitable. The original traditional P2P platform only serves as an intermediary for both lenders and borrowers, providing the necessary information for both parties and does not directly constitute illegal fund-raising. However, after entering China, some changes have taken place in the P2P platform model, resulting in a “Bond Transfer Model”