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我国老龄化趋势日益严重,国务院提及开展住房反向抵押养老保险试点。本文借鉴中外经验,通过金融机构、政府及老年群众三个角度,从正面价值和负面影响两个角度来充分分析住房反向抵押贷款在浙江省开展的可行性。
The trend of aging in our country is worsening day by day. The State Department refers to the pilot of housing reverse mortgage endowment insurance. This article draws lessons from the experiences of both China and foreign countries and analyzes the feasibility of housing reverse mortgage loan in Zhejiang Province from two aspects of positive value and negative impact through three perspectives of financial institutions, government and the elderly.