新利率公布后,对有房贷的市民而言,都意味着要缴纳更多的利息。面对这种情况,打算购房的市民该如何选择房贷产品才会更省钱呢?直客式房贷:省本钱“直客式”房贷又叫“超前按揭”,就是个人先找银行贷款,然后再去买房。银行直接贷款给买房者,不用经讨开发商担保。 After the announcement of the new interest rate, it means more interest to be paid to citizens who have mortgages. Faced with this situation, intends to purchase the public how to choose mortgage products will be more economical it? Straight-line mortgage: the provincial capital “straight-type” mortgage, also known as “advance mortgage”, that is, individuals first find a bank loan, and then Go buy a house again. Bank loans to buyers, do not discuss the developer guarantee.