中小企业虽然规模小,但毕竟数量众多,是社会经济发展不可或缺的力量,也是很多大型企业创业初期的雏形阶段。中小企业在我国经济结构中占有不可估量的地位,也是我国经济发展的重要支撑。但是由于各方面原因,当前我国中小企业在向银行进行贷款时时常面对各种尴尬,导致贷款难。因此,要想促进社会经济的进一步发民,对于中小型企业提供必要的政策扶持是十分有必要的。 Although small in size, small and medium-sized enterprises, after all, are large and numerous and are an indispensable force in social and economic development. They are also the embryonic stage for many large-scale enterprises in the early stage of their undertakings. SMEs occupy an immeasurable position in the economic structure of our country and are also an important support for our economic development. However, due to various reasons, at present, SMEs in our country often face various embarrassment when they make loans to banks, which makes loans difficult. Therefore, in order to promote further social and economic development, it is necessary to provide the necessary policy support to small and medium-sized enterprises.