目前,我国金融电子化已处于发展和提高阶段,国内主要大银行纷纷采用主机集中处理模式,作出了“全国几个中心”乃至“全国一个中心”的发展规划。从银行业务来看,银行采取主机模式,集中存取银行信息和数据,集中应用处理,有利于集中 At present, China’s financial electronicization has been in the stage of development and improvement. The major domestic major banks have all adopted the mode of centralized host computer processing and have made plans for the development of “several national centers” and “one center of the whole country.” From the banking business point of view, the bank to take host mode, centralized access to bank information and data, centralized application processing is conducive to concentration