现代父母愈来愈重视精英教育,就连理财也不例外,目前国外对儿童的理财商数(MQ)愈来愈重视,目的就是希望自己小孩能早一步认识理财观念,并奠下财富基础。不过,十三岁前是黄金教育时期,父母最好及早做好准备。相信父母都希望自己的孩子能够有节俭的美德,但是却不知道该如何是去做。从古至今,养儿育女向来不是件容易的事,尤其是“驯服”与“说服”年纪还处于似懂非懂的儿童,希望培养他们的理财观与建立正确的 Modern parents pay more and more attention to elite education. Even the financial management is no exception. At present, foreign countries are attaching more importance to the financial management quotient (MQ) for children. The purpose is to hope that their children can understand the concept of wealth management and lay the foundation for wealth. However, before the age of thirteen is a golden period of education, parents are best prepared as soon as possible. Believe that parents want their children to have a thrifty virtue, but do not know how to do it. Since ancient times, raising children has never been an easy task, especially when taming and persuading children are still young and do not understand, and hope to cultivate their financial management concept and establish a correct