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问题实践中,企业间因融资的需要,经常会委托银行办理委托贷款。为了减少风险,委托人(资金融出企业)要求借款企业(资金融入企业)以其不动产作为担保并申请办理抵押登记。机关能否办理?如何办理登记?解答一、不动产登记机关应当办理抵押登记1.委托贷款业务是金融监管机构允许开展的合法业务。委托贷款是一种合法有效的借贷形式,有明确的法律依据。根据《贷款通则》(中国人民银行1996年6月28日颁布)第七条的规定,经营贷款
In practice, enterprises often entrust banks with entrusted loans because of the need for financing. In order to reduce the risk, the principal (financing enterprise) requires the borrower (financing into the enterprise) to use its real estate as a guarantee and apply for registration of the mortgage. Authorities can handle? How to register? Answer First, the real estate registration authority should apply for registration of mortgages 1. Entrusted loan business is the financial regulatory agencies to allow the legal business. Entrusted loans is a legal form of valid borrowing, there is a clear legal basis. Pursuant to the provisions of Article 7 of the “General Rules for Loans” (promulgated by the People’s Bank of China on June 28, 1996), the operating loans