在国外,很多国家的保险相关法律中都有不可抗辩条款,虽然规定形式有所差异,但是其基本原理和原则大体相同。不可抗辩条款有利于平衡保险合同双方当事人的利益。我国现行的保险法中对其有原则性的规定。本文将对这一规定做简单的研究与阐述。 Abroad, many countries have irresolvable clauses in their insurance-related laws. Although the forms are different, the basic principles and principles are generally the same. Irrational clause helps to balance the interests of both parties to the insurance contract. The current insurance law in our country has its principles in principle. This article will do a simple study of this provision and elaboration.