据媒体报道,2015年京沪两地公积金贷款发放额同比暴增近3倍,上述三地2015年公积金均出现收不抵支的现象。而从结余情况来看,截至2015年末北京公积金结余资金活期存款仅4亿元,深圳仅100万元,上海为零。不仅是以北上深为代表的一线城市,去年以来成交火爆的南京、苏州、南昌、福州等二线城市,公积金个贷比也均超过85%警戒线,普遍吃紧。这也导致了今年以来上述地区公积金贷款效率走 According to media reports, in 2015, the amount of provident fund loans in Beijing and Shanghai surged nearly threefold year-on-year, and all of the above provident funds failed to meet their needs in 2015. From the balance of view, as of the end of 2015 Beijing surplus fund demand deposits of only 400 million yuan, Shenzhen only 1 million yuan, Shanghai is zero. Not only is the first-tier cities represented by the north and the upper reaches of Shenzhen, the second-tier cities such as Nanjing, Suzhou, Nanchang and Fuzhou, which have achieved hot deals last year, also have a tight loan coverage ratio of 85%. This also led to this year, the efficiency of the district fund loans go