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本文对中小企业融资现状和融资困难的原因,分别从国家政策、金融体系、企业自身等三个方面进行分析,提出了建立健全支持中小企业融资的法律法规、完善资本市场、扩大对中小企业贷款利率的浮动幅度以及加快推进中小企业的信用服务体系建设等建议。
This article analyzes the current situation of SME financing and the reasons for the financing difficulties from three aspects of national policy, financial system and enterprises themselves. It proposes to establish and improve the laws and regulations that support the financing of SMEs, improve the capital market and expand the loan to SMEs Floating rate of interest rates and accelerating the construction of credit service system for SMEs.