这一两年来,互联网金融异军突起、繁花似锦。互联网金融的法制问题也随之成为法律界的新焦点,百家争鸣、众说纷纭。作为银行业的法律人,也谈谈我们对此的基本认识和几点思考。第一个基本认识:互联网金融不是互联网企业的金融,而是以互联网方式提供的金融服务。曾经有人这样分类:把互联网金融划作IT公司的专利,把传统金 In the past two years, Internet finance has been in full swing with flourishing flowers. The legal system of internet finance has also become the new focus of the legal profession. As a legal person in the banking industry, we also talk about our basic understanding and thinking about it. The first basic understanding: Internet finance is not the financial enterprise of the Internet, but the financial services provided by way of the Internet. There have been such people classified as: the Internet finance plan for the IT company’s patents, the traditional gold