论文部分内容阅读
农业保险是国家对农业进行宏观调控政策的一部分,是一项重要的经济补偿制度。现阶段我国农业保险基本以商业保险模式运作,并呈不断萎缩态势。破解农业保险的发展难题对于实现小康社会的建设目标有着重要意义。农业保险“准公共物品”的性质、“高风险、高成本、高亏损、高赔付”的特点和我国农业发展的现实决定了政府支持是我国农业保险突破瓶颈的关键,是农业保险快速发展的重要保证,也是农业长期稳定发展的重要前提。
Agricultural insurance is part of the national macro-control policy on agriculture and an important economic compensation system. At this stage, China’s agricultural insurance basically operates in the mode of commercial insurance and has been continuously shrinking. To solve the development problem of agricultural insurance is of great significance to the realization of the goal of building a moderately prosperous society. The nature of “quasi-public goods” of agricultural insurance and the characteristics of “high risk, high cost, high loss and high pay” and the reality of agricultural development in our country determine that government support is the key to breaking through the bottleneck of agricultural insurance in our country and the rapid development of agricultural insurance Important guarantee is also an important precondition for the long-term stable development of agriculture.