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一、国有商业银行不良资产证券化的积极作用不良资产证券化对商业银行有很大的积极意义,不但在国外被广泛应用,也是我国解决银行不良资产的必然选择。1.有利于我国商业银行综合经营发展资产证券化在我国的实施,开辟了货币市场和资本市场链接与融合的新通道。它的发展,不仪增加了新的市场工具,健全了市场定价机制,拓宽了投资者的投资渠道,而且也为商业银行主动创新求变,积极开展综合经营,努力实现经营战略转型奠定了基础。
First, the positive role of state-owned commercial banks in the non-performing asset securitization Non-performing asset securitization of commercial banks have great positive significance, not only widely used abroad, but also our inevitable choice to solve the non-performing assets of banks. 1 is conducive to the comprehensive operation of China’s commercial banks to develop the implementation of asset securitization in our country, opening up a new channel of currency market and capital market links and integration. Its development not only added new market tools, perfected market pricing mechanism and broadened investors’ investment channels, but also laid the foundation for commercial banks to take the initiative to innovate, actively carry out integrated management and strive to achieve the transformation of business strategy .