论文部分内容阅读
各保监办、各保险公司:根据《国务院关于取消第二批行政审批项目和改变一批行政审批项目管理方式的决定》(国发[2003]5号),我会取消了人身保险公司分红保险业务年度报告审批和分支机构条款费率备案审批。为了继续做好分红保险和条款费率的监管工作,现将有关事项通知如下:一、保险公司应向我会上报分红保险业务年度报告。我会不对报告给予审批和答复,但将对违反规定进行分红的公司及相关责任人进行查处。二、保险公司人身保险产品经我会备案和审批后即可进行销售,保监办不再对分支机构开办险种进行事前备案和验收。保险公司分支机构应将有关的产品材料向当地保监办报告,保监办将对擅自变更保险条款等违规行为进行查处。三、各保监办应加强对保险公司分支机构开办险种的检查,并加大对人身保险新型产品开办后出现的误导销售等违规行为的打击力度。
All insurance supervisory offices and insurance companies: According to the “Decision of the State Council on Canceling the Second Batch of Administrative Examination and Approval Items and Changing the Management of a Batch of Administrative Examination and Approval Items” (Guo Fa [2003] No. 5), I will cancel the personal insurance company dividend Annual review of insurance business and branch rates for approval. In order to continue to do a good job in the supervision of the dividend insurance and the terms and rates, the relevant matters are hereby notified as follows: I. The insurance company should report to me the annual report of the dividend insurance business. I will not give the approval and reply to the report, but the company will pay dividends in violation of the regulations and the relevant responsible person for investigation. Second, the insurance company personal insurance products will be for sale after I file and examination and approval, Insurance Supervisory Office no longer on the branches to run insurance for the record and acceptance. The branches of the insurance company shall report the relevant product materials to the local insurance supervision office, and the insurance supervision office will investigate and deal with any irregularities such as changing the terms of insurance arbitrarily. 3. All supervisory and supervisory offices should strengthen the examination of the insurance coverage for the branches of insurance companies and intensify the crackdown on the non-compliance such as misleading sales after the launch of new life insurance products.