当前在凭房屋所有权证办理抵押登记时,由于房地分离的管理体制,一些地方的房地产抵押管理部门,在办理抵押登记时,或者根本不审查土地情况,或者虽有审查也不做任何注记,这样难以避免重复抵押的现象,不仅不利于抵押权人合法权益的保 At present, when applying for mortgage registration with house ownership certificates, real estate mortgage authorities in some places do not review the land situation at all or do not make any annotation even though they are censored because of the separate management system of real estate. , So it is difficult to avoid the phenomenon of repeated mortgages, not only detrimental to the legal rights and interests of the mortgagee