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一、汽车消费信贷保证保险业务开展的现状车贷险在中国最早出现在20世纪90年代中期,由最初主要是针对团体汽车消费贷款的履约保险,发展到现在基本上都是针对个人汽车消费贷款的履约保险。在中国加入WTO之后,汽车的价格明显下降,人们对汽车的需求也急剧增加,在车贷险的推动下,汽
First, the car consumer credit insurance business status quo Car loan insurance in China first appeared in the mid-1990s, from the initial is mainly for corporate car loan consumer performance insurance, the development is now basically for consumer loans personal car Of the performance insurance. After China’s accession to the WTO, the price of automobiles has dropped significantly. People’s demand for automobiles has also risen sharply. Driven by automobile loan insurance,