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《保险法》55条共有两款,第一款是第二款的例外。本文认为对这两款要从以下几点给予关注和理解:1、父母包括父母、养父母和形成了抚养关系的继父母;2、家庭其他成员、近亲属可以为未成年投保以生存、疾病、残疾、支出医疗费用等为给付保险金条件的人身保险,但是不能为未成年人投保以死亡为给付保险金条件的人身保险;3、第二款是第一款的例外,必须在第一款的基础上进行理解“未成年子女”的范围。
Article 55 of the Insurance Law contains two paragraphs, with the exception of the second paragraph of the first paragraph. This paper argues that these two paragraphs should be paid attention and understanding from the following points: 1, parents include parents, adoptive parents and dependent parents; 2) other family members and close relatives can be insured for survival, illness , Disability, medical expenses and other expenditures for the payment of life insurance conditions, but can not be insured for minors to pay death benefits for the conditions of life insurance; 3, the second paragraph is the first exception, you must first Based on the paragraph to understand the “minor children ” range.