小额信贷利率高于一般商业银行,其原因可以从操作方式、贷款额度、资金来源、风险成本等方面分析。加上上述因素,小额信贷利率并不太高,并在农村有广阔的经营空间。 Microfinance interest rates higher than the average commercial bank, the reason can be from the operation mode, the amount of loans, funding sources, risk costs and other aspects of analysis. Coupled with the above factors, the interest rate on the micro-credit is not too high and there is ample room for management in rural areas.