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我国中小企业在国民经济中发挥着重要的作用,然而市场融资困难严重阻碍了我国中小企业的发展。本文从信用保险的角度出发,分析现阶段我国中小企业融资的现状和问题,得出中小企业融资信用保险具有理论上的可行性,是解决中小企业融资难的新路径。
China’s small and medium-sized enterprises play an important role in the national economy. However, the difficulty in financing the market has seriously hindered the development of China’s small and medium-sized enterprises. From the perspective of credit insurance, this paper analyzes the current situation and problems of SME financing in our country at present, and concludes that SME financing credit insurance is theoretically feasible and is a new way to solve the financing difficulty of SMEs.