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国家助学贷款是扶助贫困大学生完成学业的重要举措。本文主要从国家助学贷款的概念入手,阐述了国家助学贷款的发展历程和现状,发现国家助学贷款在运行中存在着风险,并解读了国家助学贷款中政府、银行、学校、学生四大利益主体各自的风险。
National student loan is an important measure to help poor college students to complete their studies. This paper starts with the concept of national student loans and expounds the development course and current situation of the national student loans. It finds that there are risks in the operation of national student loans, and interprets the national student loans in government, banks, schools, students The four main interests of the respective risks.