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对于中国银行业来说,面临的最大金融风险是信贷信用风险;也正是因为高度的信贷信用风险,才造成了银行帐上的大量不良资产,从而又加剧了金融风险,恶化了信用环境,不利于经济发展和金融成长。
For China’s banking sector, the biggest financial risk faced is credit risk. It is precisely because of the high level of credit and credit risk, which has led to a large number of non-performing assets on the bank account. This in turn aggravates the financial risks and worsens the credit environment. Not conducive to economic development and financial growth.