论文部分内容阅读
保险是投保人以较小投入规避可能的较大损失的一种手段.如何设计保险产品,如何给保单定价,是保险人需要解决的一个决策问题.对保险人提供的各类保险产品,投保人是否购买,购买哪一种保险产品,是投保人面对的一个决策问题.本文利用一个案例,通过建立保险决策模型,分析投保人和保?
Insurance is a means by which the insured person can avoid the possible bigger loss with less investment.How to design the insurance product and how to price the policy is a decision-making problem that the insurer needs to solve.It insures all kinds of insurance products provided by the insurer Whether a person buys or purchases an insurance product is a policy-making problem that policyholders face.In this paper, we use a case to analyze policyholders and insurance by establishing insurance decision model,