基金市场是我国金融市场中非常活跃的一部分,近年来被广大投资者作为主要投资方向之一,占有一定的市场份额。我国基金业在快速发展中存在很多缺陷,这些隐患会成为我国基金业今后发展的绊脚石。道德风险作为非机械性影响因素随着我国金融市场的不断发展完善而受到越来越多的重视。 The fund market is a very active part in China’s financial market. In recent years, the fund market has been regarded as one of the major investment directions by a large number of investors, which occupies a certain market share. The rapid development of China’s fund industry there are many shortcomings, these risks will become the future development of China’s fund industry stumbling block. As a non-mechanical influencing factor, moral hazard receives more and more attention with the constant development and improvement of China’s financial market.