恶意透支型信用卡诈骗犯罪案件剧增,暴露银行发卡环节的破绽。本刊第10期刊文《信用卡诈骗再敲警钟》引起了北京各大法院的关注。北京市海淀区人民法院(下称“海淀法院”)就此对其审理的信用卡诈骗案件进行了调研,记者随即对此进行了跟踪调查。海淀法院法官颜君告诉本刊记者,因被告透支信用卡而引发的案件不在少数。“在谈到为什么没有还款能力还要透支时,有的被告人称‘没有钱生活了,想着等有钱的时候再还上,后来越欠越多,直到后来,卡就被扔掉了’;有的被 Malicious overdraft credit card fraud criminal cases have increased, exposing the bank issuance links flaws. The tenth issue of the article ”credit card fraud and then ring the alarm“ caused the attention of Beijing’s major courts. Beijing Haidian District People’s Court (hereinafter referred to as ”Haidian Court“) conducted a research on the credit card fraud cases that it heard, and the reporter immediately followed up the investigation. Yan Jun, judge at Haidian Court, told the reporter that there are quite a few cases caused by the defendant’s overdraft credit card. ”When it comes to why there is no ability to repay the even overdraft, and some defendants said ’no money to live, think about waiting for money when you return, and then owe more, until later, the card was thrown away Something else