互联网金融时代的到来,正在引起传统商业的金融的改变。对“互联网+金融”这个新事物必须予以高度重视,对其形成原因及当今形式的深入研究,为传统商业银行在新型互联网金融经济时代发现机遇、提供经验、正确处理挑战与机遇的关系提供了不可替代的作用。 The advent of the Internet financial era is causing financial changes in traditional commerce. We must attach great importance to the new issue of “Internet + Finance”, analyze its causes and the present form in depth, provide opportunities for traditional commercial banks in the era of new Internet finance economy, provide experience and properly handle the relationship between challenges and opportunities Provide an irreplaceable role.