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“现在新政出来,听说首付只需20%,公积金贷款放宽到了60万元,这样我100万元的房子首付就只要20万元,并且选择的房源也多了不少,加上三次降息,是不是我该出手买房了啊?”孙女士在房博会上接受记者采访时兴奋地说。孙女士在某事业单位工作了近10年,自从杭州24条政策中对公积金贷款放宽到60万元,并且首付20%,让她有种下单的冲动。对于孙女士这样的首次置业的购房者来说,首付高低影响其购买的决心,贷款额度放宽以及利率下调则影响他们还贷的信心。但是孙女士还是很迷惑,按照她的情况,公积金到底能否贷满额,银行是否真的会按照政策去执行,她是否如愿地依照政策购得自己中意的房?很多类似孙女士这样的购房者,都没有真正地去了解过在目前政策中他们能享受到哪些内容。困此,我们根据大家反馈的集中话题,邀请专家进行答疑解惑。
“Now the New Deal out, I heard only 20% down payment, Provident Fund loans to relax to 60 million, so I 100 million down the house as long as 200,000 yuan, and the choice of housing a lot more, plus three Rate cut, is not my shot to buy ah? ”Ms. Sun excitedly said in an interview with the Housing Fair. Ms. Sun worked in a business unit for nearly 10 years, since the Hangzhou 24 policy to relax the provident fund loans to 600,000 yuan, and down 20%, allowing her a kind of impulse to place an order. For first-time homebuyers such as Ms. Sun, the determination of down-payment to affect their purchases, the loosening of credit lines, and lower interest rates affect their confidence to repay their loans. But Ms. Sun is still very confused, according to her situation, in the end whether the fund can be fully repayments, banks are really in accordance with the policy to implement, she did as he wishes in accordance with the policy of buying their favorite house? Many similar Miss Sun , Did not really understand what they can enjoy in the current policy. Sleepy, we focused on the topic according to feedback, invited experts to answer questions.