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文章在分析国家助学贷款政策及实际运作效果的基础上,针对教育金融在高等院校助学贷款业务方面的缺失,提出了发展教育金融,开展商业化助学贷款的政策建议。
Based on the analysis of the national student loan policy and the actual operating results, this paper puts forward the policy suggestions on developing education finance and commercialized student loans in light of the lack of education and finance in the student loan business in higher education institutions.