公司治理的完善是商业银行稳健经营的必要和前提条件,只有通过有效的公司治理充分控制商业银行自身的各种风险,辅之以成熟完善的监管体系,才能够确保商业银行乃至一国金融体系的稳健发展。业界和学术界一致认为,造成此次金融危机的重要原因之一是金融机构公司治理失效,进而 The improvement of corporate governance is the necessary and prerequisite for the sound operation of commercial banks. Only through effective corporate governance to fully control the various risks of commercial banks, supplemented by a mature regulatory system can we ensure that commercial banks and even the financial system of a country The steady development. The industry and academia all agree that one of the important reasons for this financial crisis is the failure of corporate governance in financial institutions and thus