我国保险业全年整顿监管的重点是:一是查处造假行为;二是查处账外账、小金库,截留保费等违法违纪行为;三是查处误导客户的行为;四是加强保险公司分支机构设立的监管;五是检查股份制公司和股东的关联交易。保险业的“打假”作为加强监管的一项重要工作,在我国加快对外开放速度,经济体制改革不断深入的今天提出了,这将是我国保险业从粗放经营的初级阶段全面步入集约化经营的稳健发展阶段的一件历史性工作。 China’s insurance industry throughout the year to regulate the focus of supervision is: First, investigate and deal with fraud; Second, investigate and deal with the accounts outside the small vault, intercepted premiums and other violations of law; third is to investigate and deal with misleading customers; Fourth, strengthen the establishment of insurance company branches The fifth is to check the connected transactions between joint-stock companies and shareholders. As an important task of strengthening supervision, the “crackdown” of the insurance industry is put forward today by accelerating the pace of opening up to the outside world and deepening economic restructuring. This will be the full-scale operation of China’s insurance industry from the initial stage of extensive operation to intensive management A steady development stage of a historic work.