现代企业在拥有和运用知识产权时,常常会面临知识产权侵权问题,无论是起诉他人侵权还是被诉侵犯他人的知识产权,都会给企业带来庞大的费用负担。面对此类风险,美国推出了知识产权保险。事实证明,这种管理方式有益与企业和保险市场双方的长期健康发展,因此,随着我国高科技领域的不断发展,我国需要借鉴国外经验,开发知识产权保险,从而为经济发展更好的保驾护航。 Modern enterprises often face intellectual property infringement when they own and use intellectual property, which will bring a huge financial burden to enterprises whether they are suing other people for infringement or suing for infringement on others’ intellectual property rights. In the face of such risks, the United States introduced intellectual property insurance. Facts have proved that this management method is beneficial to the long-term and healthy development of both the enterprise and the insurance market. Therefore, with the continuous development of China’s high-tech fields, our country needs to learn from foreign experience and develop intellectual property insurance so as to provide a better guarantee for economic development convoy.