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企业经营分析是根据计划指标、会计核算、统计资料及调查研究所掌握的情况,运用科学方法,对企业整个经营活动进行全面或专项的分析研究,从中总结经验,揭露矛盾,查找原因,作出评价,并寻求改进方法,借以改善经营管理,挖掘潜力,提高经营效益。农业发展银行和粮食购销企业特殊的银企关系,决定了农业发展银行必须对粮食购销企业经营活动进行全面分析,以提高决策的正确性和经营活动的有效性,提高信贷资产质量,防范和化解信贷风险。
Business analysis is based on the project indicators, accounting, statistical information and research institutes to grasp the situation, the use of scientific methods, the entire business activities of enterprises conducted a comprehensive or specific analysis, from which to sum up experience, reveal the contradictions, find the reasons for evaluation , And seek ways to improve it in order to improve management and management, tap the potential and improve operational efficiency. The special bank-enterprise relationship between Agricultural Development Bank and grain purchase and sales enterprises determines that Agricultural Development Bank must conduct a comprehensive analysis of the business activities of grain purchase and sale enterprises in order to improve the correctness of decision-making and the effectiveness of business activities, improve the quality of credit assets and prevent and resolve them Credit Risk.