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工伤社会保险制度产生于职业危害频繁的工业化时期,以劳动者为直接保护对象。在5大社会保险项目中,工伤社会保险制度与劳动者生命和健康最直接密切相关。自《工伤保险条例》2004年颁布以来,我国劳动者权益得到了一定程度的保障,推动了企业的安全生产,促进了我国经济健康发展。但我们也应清楚地认识到我国工伤保险制度还处在初级发展阶段,与国际先进的工伤保险制度相比还有很大差距。本文对我国工伤保险制度进行简略分析,提出存在的问题,分析其中的原因。
The industrial injury social insurance system was born during the industrialization period where occupational hazards were frequent and the workers were directly protected. Among the five major social insurance programs, the social injury insurance system is directly related to the life and health of workers. Since the “Industrial Injury Insurance Regulations” promulgated in 2004, the rights and interests of workers in our country have been guaranteed to some extent, promoting the safe production of enterprises and promoting the healthy development of our economy. However, we should also clearly recognize that the system of industrial injury insurance in our country is still in the primary stage of development, and there is still a long way to go if compared with the internationally advanced industrial injury insurance system. This article briefly analyzes the industrial injury insurance system in our country, puts forward the existing problems and analyzes the causes.