首先,在国营企业流动资金来源中,要使银行贷款占据一定比例。其次,必须规定企业自有流动资金占企业定额流动资金比重的下限和上限,超过一定比例的部分必须抽出用于技术改造,或存入专户,不足一定比例的部分银行要收取较高利息。第三,发生经营性亏损的企业,亏损额首先冲减自有流动资金和各种专用基金,不足部分冲减银行贷款,不得悬在帐上。在有关部门对企业领导加以改组,并且银行认为改组后的主要负责人有能力组织好生产流通的情况下,银行才开始发放新的贷款。第四,果帐、悬帐、空帐,在半年以上的先作为损失摊入当 First of all, in the source of liquidity for state-owned enterprises, bank loans must occupy a certain percentage. Secondly, it is necessary to provide the lower limit and upper limit of the proportion of the company’s own liquid capital in the fixed capital of the company. A certain percentage of the liquidity must be drawn out for technological transformation or deposited in a special account. Some banks that are less than a certain percentage must receive higher interest rates. Third, in the case of a business loss-making enterprise, the amount of losses will first be offset by self-owned liquidity funds and various special funds, while the deficiency will be reduced by bank loans and must not be suspended. After the relevant departments reorganized the company’s leadership and the bank believed that the main responsible person after the reorganization had the ability to organize production and circulation, the bank began to issue new loans. Fourth, if the accounts, accounts, accounts, and accounts are more than six months old, they will be shared as losses.