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伴随着经济的快速发展,信用卡已经渗透进人们的生活中,所谓“一卡在手,走遍天下”。久而久之,“信用卡透支”问题逐渐出现,并越来越严重,同时引发了一系列的社会问题。透支取现是银行为顾客提供的小额现金借款,目的是帮助顾客在急需时不致窘迫,是一种可以灵活调度的资金贷款。但总有那么一些人,不满足于简单地借还,妄图从中收取利益,想要不劳而获,于是,恶意透支现象便接踵而来。超过规定限额透支,
With the rapid economic development, credit cards have infiltrated people’s lives. The so-called “a card in hand, traveled the world ”. Over time, the question of “credit card overdrafts” has gradually emerged and become more and more serious, and it has triggered a series of social problems. Overdraft is a small cash loan provided by the bank for customers. The purpose is to help customers not be embarrassed when they need it urgently. It is a kind of fund loan that can be flexibly dispatched. However, there are always some people who are not satisfied with simply borrowing money and attempting to collect benefits from them. They want to earn nothing, and malicious overdrafts follow. Overdrafts exceeding the prescribed limit,