中国人民银行日前发布《中国人民银行助学贷款管理办法》，各商业银行和城乡信用社均可根据《贷款通则》自主办理助学贷款。《办法》扩大贷款对象，放宽贷款的基本条件，允许发放无担保 (信用 )贷款，并要求高等学校在读学生申请信用贷款遵守两个“承诺 《办法》规定，助学贷 The People’s Bank of China recently promulgated the Measures for the Management of Student Loans of the People’s Bank of China, and all commercial banks and urban-rural credit cooperatives can independently handle student loans according to the General Rules for Loans. “Measures” to expand loans to lenders, relax the basic conditions for loans, allow unsecured (credit) loans, and require higher education students to apply for credit loans to comply with the two “promised” approach ", student loans