1990年诺贝尔经济奖得主夏普和米勒通过实证分析和逻辑推导提出：不动产证券化将成为未来金融的发展重点。所谓不动产证券化是将不动产投资直接转化为证券形态。一般小额投资者的资金凭借金融机构的股票或受益凭证，将投资者和投资标的物之间的关系，由拥有上地或房地产的所有? 1990 Nobel laureate in economics Sharp and Miller put forward by empirical analysis and logical deduction: real estate securitization will become the focus of the development of the future of finance. The so-called real estate securitization is the real estate investment directly into the form of securities. General microfinance investor funds and financial institutions by virtue of the stock certificate or beneficiary of the relationship between investors and the subject matter of the investment by the possession of land or real estate all?