正蓬勃兴起的互联网金融,实现了金融与商业发展的完美结合,它的出现,降低了市场信息不对称程度,减少交易成本,丰富了金融业态,同时,也对传统金融的部分领域形成了挑战。步入快速成长期北京互联网金融业已进入快速发展阶段。呈现出四大特点:互联网金融聚集的数量多。去年年下半年以来,本市“北京互联网金融产业基地”、“互联网金融产业园”、“互联 The booming Internet finance has realized the perfect combination of finance and business development. Its emergence has reduced the asymmetry of market information, reduced transaction costs and enriched the financial format. Meanwhile, it also posed challenges to some areas of traditional finance . Into the rapid growth of Beijing’s Internet finance industry has entered a rapid development stage. Showing four major characteristics: the number of Internet finance gathered. Since the second half of last year, the ”Beijing Internet Financial Industry Base“, ”Internet Financial Industrial Park“, ”Internet