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1996年是我省企业破产力度明显加大、破产户数明显增多的一年,银行按照规定的条件和程序核销了部分贷款呆帐,消化了一些历史包袱。这无疑对我省产业结构的调整,企业优化资本结构和转换经营机制起到了积极的促进作用,但与省委、省政府的要求还有一定差距。本文拟从呆坏帐方面对1996年我省企业破产的情况、存在的主要问题和今后工作的思路进行简要的探讨。一、基本情况据各银行不完全统计,1996年全省企业申请破产数1260个,法院受理数976个,帐面资产总额72.58亿元,负债总额154.38亿元,涉及银行贷款本息73.84亿元。已破产终结662户,涉及银行贷款本息45亿元。其
In 1996, the year in which the bankruptcy of enterprises in our province increased significantly and the number of bankruptcies increased significantly, the bank wrote off some of the loan’s bad debts in accordance with prescribed conditions and procedures, and digested some historical burdens. This undoubtedly has played a positive role in the adjustment of the industrial structure of our province, the optimization of the capital structure of enterprises, and the transformation of operating mechanisms, but there is still a certain gap between the requirements of the provincial party committee and the provincial government. This article intends to briefly discuss the situation of the bankruptcy of enterprises in the province in 1996, the main problems existing, and the train of thought for future work. First, the basic situation According to incomplete statistics of banks, in 1996 the province’s enterprises applied for bankruptcy number 1260, the court accepted a number of 976, total book assets of 7.258 billion yuan, total liabilities of 15.438 billion yuan, involving bank loan principal and interest 7.384 billion yuan. 662 households have been bankrupted, involving bank loans and principal and interest of 4.5 billion yuan. its