“将身份证借给他人办理银行卡,后挂失并侵吞卡内钱款”的行为应如何定性,这一问题在司法实践中存有较大分歧。本文从犯罪构成要件入手,对可能涉及的盗窃、诈骗、侵占、无罪四种观点,进行了逐一深刻剖析、论证。 “Identity card to others for bank card, after reporting the loss and misappropriation of card money” behavior should be how to determine the nature of the problem in judicial practice, there are major differences. This article starts with the constitutional elements of crime, and conducts one by one profound analysis and demonstration on the four kinds of possible theft, fraud, embezzlement and innocence.