以中国15省37县市的农村地区的抽样调查数据为基础,利用多分类模型对中国试点区域农村居民的新型农村养老保险制度的参保意愿进行了分析。研究发现:个体特征对农村居民养老参保意愿存在显著影响,而家庭特征对其参保意愿影响并不明显。而从区域视角来看,不同地区居民养老保险制度的参保意愿存在较大差异。在这些研究结论的基础上提出了政策建议。 Based on the sample survey data of rural areas in 37 counties and cities of 15 provinces in China, this paper analyzes the willingness to participate in the new rural pension insurance system for rural residents in pilot areas in China using a multi-classification model. The study found that individual characteristics have a significant impact on the willingness of rural residents to participate in social security while the family characteristics have no obvious effect on their willingness to participate in social insurance. From a regional perspective, there is a big difference in the willingness to participate in the endowment insurance system for residents in different regions. Based on the conclusions of these studies, we put forward policy suggestions.