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受宏观经济增速放缓影响,煤炭行业受到较大冲击,产能过剩,市场有效需求不足,直接影响到煤炭骨干及关联企业,并通过产业链条影响到矿山机械制造、煤炭贸易、物流上下游等多种类型的小微企业的经营。安徽省淮北市作为以煤炭为主的能源城市,产业结构相对单一,煤炭产业不景气导致经济发展面临诸多困难和问题。工人提前退休、转岗分流较多,收入水平明显下降。同时,银行贷款增速大幅回落、社会资金严重短缺、不良贷款率上升、信用报告查询量激增、涉诉案件频发,社会信用水平下降,给当地征信工作带来不利影响,具有一定的典型性,现以安徽省淮北市为例进行分析。
Affected by the slowdown of macroeconomic growth, the coal industry has been hit harder with overcapacity and insufficient market demand, which directly affects the coal backbone and related enterprises. It also affects mining machinery manufacturing, coal trading, upstream and downstream logistics, etc. through the industrial chain Many types of small and micro businesses. As an energy-based city dominated by coal, Huaibei City, Anhui Province, has a relatively single industrial structure. The sluggish coal industry has faced many difficulties and problems in its economic development. Workers earlier retirement, transfer diversion more income levels dropped significantly. At the same time, the growth rate of bank loans dropped sharply, the shortage of social funds, the rise of the non-performing loan ratio, the surge in the number of credit reports, the frequent cases involved and the decline of social credit have adversely affected the local credit information collection. Sexuality is analyzed in Huaibei City, Anhui Province as an example.