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货币基金作为一种新型金融产品,依赖于货币市场的一定发展,有着不同于其他类型基金与金融产品的独特性,近年来在我国发展迅速。文章首先简单阐述了货币基金的概念及特点;接着从收益与风险两个角度分析货币基金,为投资者选择货币基金提供帮助;随后文章讨论了余额宝的推出对货币基金兴起的重要贡献;最后说明了货币基金发展的遗憾。
As a new type of financial product, Monetary Fund relies on the development of the money market. It has a unique feature that is different from other types of funds and financial products. In recent years, Monetary Fund has been developing rapidly in our country. The article first briefly elaborates the concept and characteristics of the Monetary Fund; then analyzes the Monetary Fund from the perspectives of return and risk, and provides investors with assistance in choosing the Monetary Fund. Subsequently, the paper discusses the important contribution of the Monetary Fund to the Monetary Fund. Finally, Described the development of monetary fund regret.