低碳金融,作为“低碳+”战略的重要组成部分,旨在通过在碳排放权交易基础上的金融创新和信贷体系中的投融资创新,引导社会资本投入绿色产业,有效降低企业碳排放。这是实现绿色发展的重要措施,也是供给侧结构性改革的重要内容。本文主要在总结我国低碳金融实践的基础上,分析低碳发展的时代趋势为我国金融体系创新带来的机遇和挑战,并梳理出我国低碳导向的金融体系发展的主要方向和策略。 Low-carbon finance, as an important part of its strategy of “low carbon +”, aims to guide social capital into green industry through effective financial innovation based on carbon emission trading and innovation in investment and financing in the credit system, so as to effectively reduce enterprises carbon emission. This is an important measure to achieve green development and is also an important part of the structural reform on the supply side. Based on the summary of low-carbon finance practice in our country, this paper analyzes the current trend of low-carbon development for the opportunities and challenges brought by the innovation of China’s financial system and the main directions and strategies for the development of low-carbon-oriented financial system in our country.