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随着经济改革的不断深入和社会分化的目益加剧,养老保险问题越来越成为人们所普遍关注的焦点。一方面,个人希望依靠保障制度提高生活的安全系数,另一方面,政府则希望借此来实现社会稳定。本文首先对国外养老基金有效监管制度的基本内容作了简述,再从分析我国现行养老保险基金监管制度缺陷入手,就健全和完善我国养老金监管制度提出对策建议。
With the deepening of economic reform and the increasing social benefits, the issue of pension insurance has become the focus of people’s attention. On the one hand, individuals want to rely on the security system to raise the safety factor of their lives. On the other hand, the government hopes to achieve social stability through this. First of all, this article briefly introduces the basic contents of the effective supervisory system of pension funds in foreign countries. Then from the analysis of the defects of the regulatory system of the current pension insurance funds in our country, this paper puts forward countermeasures and suggestions on how to improve and perfect the supervisory system of pension in China.