巨灾风险的发生频率越来越大,损失程度越来越高,加深对巨灾风险的认识,有利于我们对巨灾风险的管理。本文从风险分散和资本市场的角度分析巨灾风险的可保性,进而利用巨灾保险管理巨灾风险,分散转移巨灾风险,在资本市场为巨灾损失融资。 Catastrophic risks are occurring more and more frequently, with more and more losses, and deepening their understanding of catastrophic catastrophe risks, which helps us to manage the catastrophic catastrophe risk. This paper analyzes the insurability of catastrophe risk from the perspective of risk diversification and capital market, and then uses catastrophe insurance to manage the catastrophe risk, disperses the catastrophe risk diversion and catches catastrophe losses in the capital market.