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小微企业在国民经济中发挥了重要作用,正处于“着力培育发展与加快转型升级”的关键时期,但是结构调整、节能减排以及宏观调控中的货币政策趋紧等刚性约束使许多小微企业面临严峻挑战,特别是传统制造业中的小型微型企业遇到了前所未有的生产经营成本剧增等突出问题。供应链融资模式为破解小微企业融资瓶颈提供了新的思路,融资模式无需对价担保、抵押,盘活了现金流,提升供应链的竞争力,同时促进了县域经济的健康发展,在我国有着巨大的发展潜力和市场前景。
Small and micro enterprises play an important role in the national economy and are in a critical period of “focusing on cultivating development and accelerating transformation and upgrading.” However, rigid constraints such as structural adjustments, energy-saving and emission reduction, and tightening of monetary policies in macro-control have caused many Small and micro enterprises face severe challenges. In particular, small and micro enterprises in the traditional manufacturing industry face unprecedented problems such as the unprecedented increase in production and operating costs. The supply chain financing model has provided new ideas for cracking the financing bottleneck of small and micro enterprises. The financing model does not require consideration guarantees and mortgages, revitalizes the cash flow, enhances the competitiveness of the supply chain, and at the same time promotes the healthy development of the county economy. The development potential and market prospects.