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随着我国网络技术的不断发展,其在各行各业的运用也越来越广泛。在近些年,网络借贷也开始在我国逐渐风行起来,因为网络借贷具有十分简洁和方便的特点,所以近些年在我国得到了迅速的发展。但是由于P2P网络借贷在我国尚处于起步阶段,各方面的制度都还不完善,所以当前我国的P2P网络借贷的发展还存在着一系列的问题,还面临着许多的风险,要想使得我国的P2P网络借贷得以规范化的发展,必须对相关的制度加以完善。本文就我国的P2P网络借贷发展中存在的问题做出了一定的分析,并且提出了一些规范我国P2P网络借贷发展的措施。
With the continuous development of network technology in China, its use in all walks of life is also more and more widely. In recent years, online lending has also started to gain popularity in our country. Because of the simplicity and convenience of online lending, it has enjoyed rapid development in our country in recent years. However, due to the P2P network lending in our country is still in its infancy, all aspects of the system are not perfect, so the current development of China’s P2P network lending there are still a series of problems, but also faces many risks in order to make our country P2P network lending to standardize the development, we must improve the relevant system. This paper makes some analysis on the existing problems in the development of P2P online lending in our country and puts forward some measures to standardize the development of P2P lending in our country.