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随着移动互联网技术的高速发展,金融行业中移动金融服务也在迅速发展,这引起了社会各个阶层人士的关注。移动金融服务本身是指金融机构通过移动通信、互联网等相关技术向客户提供便捷的金融服务,移动金融服务作为一种将货币电子化并与移动通信和互联网相结合的新型金融服务技术,它可以使得人们无论在任何时间、任何地点都可以通过移动网络来对金融业务进行处理。另外,虽然现在移动金融服务具有非常好的市场前景,但是也面临许多风险问题。移动金融服务是依靠移动通信技术和互联网等技术发展起来的服务,而在当前移动通信技术和网络技术还不成熟的情况下,就必须对移动金融服务技术的风险识别进行研究,保证给客户、金融机构等一个安全的交易环境。
With the rapid development of mobile Internet technology, mobile financial services in the financial industry are also rapidly developing, which has aroused the concern of all walks of life in the community. Mobile financial services themselves are financial institutions that provide convenient financial services to customers through technologies such as mobile communications and the Internet. As a new financial services technology that electronically combines money with mobile communications and the Internet, mobile financial services can So that people no matter at any time, any place can be through the mobile network to deal with financial services. In addition, although mobile financial services now have very good market prospects, they also face many risk issues. Mobile financial services are services that rely on technologies such as mobile communication technology and the Internet. However, in the current situation that mobile communication technologies and network technologies are not yet mature, it is necessary to study the risk identification of mobile financial service technologies to ensure that customers, Financial institutions and other a safe trading environment.