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2010年7月9日,中国保监会发布了《关于人身保险预定利率有关事项的通知(征求意见稿)》,预示国内已执行十年之久的寿险预定利率2.5%上限即将被放开,传统寿险预定利率市场化近在咫尺。对此消息的发布,资本市场、保险公司和消费者的反应截然不同。
On July 9, 2010, CIRC released the “Notice on Relevant Matters of Life Insurance Interest Rates (Exposure Draft)”, which indicates that the 2.5% upper limit of the life insurance rates scheduled to be implemented in China will soon be released. The traditional life insurance The planned interest rate market is within easy reach. The reaction to this announcement, the capital markets, insurance companies and consumers is quite different.